Roatan Banks

Fichosa Bank - Port of Roatan

Fichosa Bank at the Port of Roatan

Banks on the Island of Roatan

Roatan banks primarily disburse the currency of the country of Honduras, the Lempira. U.S. Dollars are widely accepted across the island, however, you will receive any change in the national currency.

If you have a debit or credit card, you can ask for a cash advance at any of the banking facilities on the island.

Getting a Bank Account on Roatan

Banking is Easier When You Plan Ahead

Banks on Roatan operate weekdays from 8:00 am to 11:30 am, and from 1:00 pm to 4:00 pm.  Set aside a few hours to open your bank account. Bring your identification and two letters of reference. It is preferable that your references have accounts at the bank at which you are applying, and that they are resident business people.

Roatan Bank in Coxen Hole

Avoid banking on the 15th and 30th of the month.

Honduran banks offer accounts in both dollars and lempiras; you will want to get accounts in both currencies. The dollar account can be used to deposit income from a U.S. checking account. Once cleared (15-30 days), dollars can be transferred into your Lempira account. Checks can only be written from your Lempira bank account. Be surse to obtain a card for your Lempira account for using at ATMs. This can save you a great deal of time, as minimum time in line at a bank is usually a 1/2 hour.

Make note to avoid banking on the 15th and 30th of the month, in particular. These are paydays in Honduras and the banks are quite crowded. Try getting your banking out of the way a day or two before or after. Easter week is another time to get your banking done well in advance. Many businesses close for the entire week, and ATMs quickly run out of cash.

Phone Numbers for Roatan Banks

Banco Atlantida, Coxen Hole …………………. 2445-1225
Banco Atlantida, French Harbour ……………. 2455-5592
Banco Fichosa, Town Center Mall ……………. 2445-0470 *
Banco Futuro, French Harbour ………………. 2455-5641
Banco Lafise, French Harbour ………………. 2455-5643 *
Banco De Occidente, Coxen Hole …………….. 2445-1235
Credomatic, Coxen Hole ……………………. 2445-1196 *
Financiero Insular, French Harbour …………. 2455-5258
ODEF-OPAI, Coxen Hole …………………….. 2445-2142

* These banks provide cash advances on Visa or MasterCard, and can cash travelers’ checks.

Roatan ATMs

ATM machine funtionality is sporadic, and although you are given an option for receiving U.S. Dollars or Lempiras, the ATMs will only dispense Lempiras, so be aware if you key in “$300 U.S. Dollars” you will only receive 300 Lempiras. Many ATMs do not take foreign credit cards, and none accept deposits. (It is highly recommended one uses their foreign debit or credit card to obtain a cash advance at one of the Roatan banks.)

ATM Locations

West Bay: Mayan Princess, and West Bay Mall BAC-Credomatic
West End: Woodys Gas Station, and at the small hotel next to Coconut Tree
Coxen Hole: Credomatic at Plaza Mar, and the Roatan International Airport has two
Coxen Hole Cruise Ship Dock: Town Center Mall’s Banco Ficohsa
French Harbor: Eldons Supermarket
MegaPlaza Mall: Banco Continental, BAC Credomatic, Banpais, and Banco Atlantida
Jackson Plaza: Texaco


Roatan Banks

Banking elsewhere in Honduras? Click the link for a listing of Honduras Banks Online.

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